Business Funding Solutions
Access between R50 000 and R100 million in business funding, with approvals in as little as 48 hours.
Access between R50 000 and R100 million in business funding, with approvals in as little as 48 hours.
Running a business in South Africa can be demanding. Cash-flow gaps shouldn’t stall your growth. We help you move forward with reliable, fast funding when you need it most.
Fast, Flexible Funding Solutions
Asset & Equipment Finance
Asset and Equipment Finance allows your business to acquire essential tools, machinery, vehicles, technology and specialised equipment without using large amounts of cash upfront. Instead, the cost is spread over manageable instalments while your business immediately benefits from using the assets.
This solution is ideal for industries like construction, transport, farming, manufacturing, engineering, logistics, printing, medical services and any field that relies heavily on equipment to operate efficiently. Asset Finance helps you scale, upgrade or expand your operations while protecting your cash reserves and improving your working capital position.
Invoice / Debtor Finance
Invoice or Debtor Finance unlocks the capital tied up in your unpaid customer invoices, allowing you to access up to 80% of the value immediately instead of waiting 30–90 days for clients to pay.This funding solution strengthens cashflow, reduces pressure on operations and allows you to pay suppliers, purchase stock, grow your team and take on larger projects with confidence.
It is especially powerful for businesses working with government departments, municipalities, large corporates or slow-paying clients. Invoice Finance gives you the cash you’ve already earned — exactly when you need it.
Large Growth Funding
Large Growth Funding is designed for established businesses with strong performance and ambitious expansion goals. Offering access to funding of up to R100 million, this solution supports high-level growth initiatives such as opening multiple branches, expanding operations, entering new markets, acquiring commercial property, investing in large assets, or scaling production capabilities.
It is best suited for companies that are ready to take significant strategic leaps and require substantial financial backing to execute large-scale projects. With Large Growth Funding, your business can accelerate growth and compete at a higher level in the market.
Merchant Cash Advance
A Merchant Cash Advance (MCA) provides flexible funding based on your future card sales, making it one of the most accessible and adaptable funding options for businesses that receive regular card payments. Instead of fixed monthly instalments, your repayments adjust according to your real trading turnover meaning if you earn less, you automatically pay less.
This offers peace of mind and removes pressure during quiet trading periods. MCAs are ideal for restaurants, retail stores, salons, bars, hardware shops, hospitality businesses and other card-driven industries that want fast capital without traditional loan requirements. It’s a smart, cashflow-friendly solution for growing businesses.
Short-Term Business Loans
Short-Term Business Loans give SMEs access to quick capital for urgent, time-sensitive or short operational cycles. This funding option is perfect when you need fast cash to boost inventory, pay suppliers, manage emergencies, cover seasonal expenses, upgrade equipment or launch short projects.
With simple qualification requirements and clear repayment terms, Short-Term Business Loans give entrepreneurs the speed and flexibility traditional banks often cannot provide. Ideal for South African businesses looking for efficient, short-duration financial support that helps them bridge gaps or take fast-moving opportunities.
Start-Up Funding
Start-Up Funding is built to support ambitious South African entrepreneurs who are ready to launch or scale a new business. Whether you need capital to buy equipment, set up your workspace, hire staff, build systems, market your brand or develop a product, this funding type provides the resources you need to move from idea to execution.
Start-Up Funding helps founders overcome the early financial challenges that often hold new businesses back. If you are an entrepreneur with a solid vision, growth potential and a plan to enter the market, this funding empowers you to build a strong foundation for long-term success.
Tender & Contract Funding
Tender and Contract Funding supports South African businesses that have secured a contract or purchase order but need capital to execute it successfully. This funding covers everything required to deliver on the project — including supplier deposits, inventory, mobilisation costs, labour, transport, logistics, and operational expenses.
It’s the ideal solution for companies supplying government entities, SOEs, municipalities or private sector buyers. Tender Funding ensures you never lose a contract due to lack of upfront cash, helping your business grow, build credibility and deliver with excellence.
Working Capital
Working Capital Funding gives South African businesses fast and reliable access to cash to keep daily operations running smoothly. This type of funding is designed to stabilise your cashflow, helping you cover essential expenses such as salaries, stock purchases, supplier payments, operational costs and unexpected shortfalls.
Whether your business is experiencing seasonal dips, client payment delays or rapid new opportunities, Working Capital ensures you never pause operations due to cash constraints. It is a perfect solution for SMEs that need immediate liquidity to maintain momentum and stay competitive in a fast-moving market.
Fast, Flexible Funding Solutions
Why you should apply for funding with us
No matter your situation, if you see potential in your business, our support can turn that potential into real results. Here is why applying with us makes sense:
